Banking 

built

for 

founders.

Raise, hold, spend, and send — all in one place.

Just start a round or transfer funds from another bank account.
No minimums, no time restrictions. Absolutely free.
Capital customers
Founders
Investors

Raise

Start a round and automate everything from open to close.

  1. Set the details of your round
  2. Choose to raise in fiat or crypto (or both)
  3. Invite investors on your terms
  4. Sign all docs to receive your funds in one click
  5. Get real-time updates in your dashboard

All rounds use the standard Y Combinator SAFE

Invest

Startup investing without all the XLS, PDF, and WTF that usually come with.

  1. Get privately invited to a round
  2. Choose the amount you’d like to invest
  3. Link your bank account, wire, or connect a wallet
  4. Invest with a tap (docs are signed automatically)
  5. That’s it. You’ll even earn an NFT.

Hold

Fund a secure account that you can run your business from by raising from investors or sending a wire from another account.

Every founder on Capital gets a business checking account that enables them to store and deposit unlimited funds, for free. All checking accounts are FDIC insured, of course.

Spend

Activate a virtual debit card with just a tap and spend funds anywhere.

Access your funds as soon as they hit vour Capital account. Be careful though, spending money has never been this easy.

Send

Build trust with your partners by easily paying them from your account.

Pay contractors and vendors with ease. Just enter the recipient’s details to send domestic wires or ACH payments, all for free.

Invest

Startup investing without all the XLS, PDF, and WTF that usually come with.

Get privately invited to a round

Choose the amount you’d like to invest

Link your bank account, wire, or connect a wallet

Invest with a tap (docs are signed automatically)

That’s it. You’ll even earn an NFT.

Hold

Fund a secure account that you can run your business from by raising from investors or sending a wire from another account.

Every founder on Capital gets a business checking account that enables them to store and deposit unlimited funds, for free. All checking accounts are FDIC insured, of course.

Spend

Activate a virtual debit card with just a tap and spend funds anywhere.

Access your funds as soon as they hit vour Capital account. Be careful though, spending money has never been this easy.

Send

Build trust with your partners by easily paying them from your account.
‍
Pay contractors and vendors with ease. Just enter the recipient’s details to send domestic wires or ACH payments, all for free.

Crypto
connection

Connect an external wallet to raise and view your balances all in one place.
US Dollar
USDC

Capital
wherever
you are.

Access your Capital account
on iOS and web.

Modern companies are built on Capital.

We provide software for the financial and operational needs of today's founders, so they can get back to doing what they do best — building.

Mary Gooneratne
Co-Founder of Bridgesplit
Will Manidis
Co-Founder of ScienceIO
Devin Lewtan
Co-Founder of Mad Realities

Start

Terms of Use

Capital Software & Services Inc. is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The Capital Software & Services Inc. Visa® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

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This showcase is best experienced in a desktop